Welcome to North Star Capital Credit lines.
WE MEET AND EXCEED THE BANK GUIDELINES SO YOU CAN GET FUNDED IN TWO WEEKS.
At Northstar Credit lines, we specialize in providing credit lines and business credit solutions to help your business grow and thrive. Our team of experts is dedicated to helping you achieve your financial goals. Credit business lines from $50,000 to $150,000
No matter what your credit looks like, we have a solution for you. We can suppress your credit, remove inquiries, add authorized users, Tradelines and much more. Start 2026 with a strong foundation and hundreds of thousands of dollars for your business.
Don't let bad credit stop from achieving your dream. You are weeks away from getting the funds you need.
OPTIONS AVAILABLE.
Please read carefully.
Option 1: We can get you a MCA if you have bad credit. loans are done in 24 to 48 hours. $10,000 or more. (only if you have a business)
Option 2: We can do a CREDIT SWEEP and a credit boost to help you get a credit card in the amount of $5,000 to $10,000, once you have the funds, you could acquire authorized users, open few pre paid bank cards and other reporting accounts. This process is 4 to 6 months, it could take less depending on your credit.
Once your credit reaches the 700 or higher in Fico, now we could apply for business credit lines. 0% interest for 12 months, and 9% after that. It is a revolving account, not a term loan. Credit ratio needs to be lower than 20%.
Option 3: BUSINESS CREDIT. This is credit built on your company or a company created with $75,000 to $200,000 credit lines. This one does not requires your social security to have good credit, it based solely on the business and tradelines attached to it.
TERM LOAN based on your bank statements, company need to be in business at least for 12 months or more, averaging from $15,000 per month every month. Credit score around 650 or higher, credit ratio in the 30% to 40% interest rate will be from 8% to 12%
PERSONAL LOANS available. 650 or higher fico, employed, ratio below 50%, personal can be improved with authorized users and credit sweep to get more money.
BUSINESS CREDIT WITHOUT GOOD CREDIT. We can add credit through Tradeline to your LLC or C corp. We also have Corporation with 5 to 20 years of age.
We have AGED CORPORTIONS Available. Aged Corporation get 20% more in funding.
Loans are either term or revolving credit. interest rates from7% to 12%
We can file a brand new corporation or use yours.
Processing time is 35 to 60 days. (ATENTION, IT IS ONLY 60 DAYS WAIT) Personal credit does need to be around 630 or higher.
We will help with filing your business identity, website, business plan to work from to achieve your financial goals.
___________________________________________________________________________________________________________________________________________________________
Hablamos Español.
Northstar Credit lines estan diseñadas para dar ayuda a pequeños negocios desde $50, 000 a $150,000 o mas
Buscamos elevar su credito, no importa como su credito se encuentre hoy dia. removemos cuentas viejas, y todo lo negativo que no le deja obtener un prestamo tan necesitado para su negocio hoy dia. Si tiene buen credito obtenga $100,000 o mas en unas semanas.
Si su credito sufrio, tenga paciencia y en 8 a 12 semanas emperzara a ver resultados bancarios. ofertas de tarjetas de credito y mas.
Compre el negocio deseado. Viva en sueño americano con fondos para lograr sus metas.
No piense que su credito bajo, su educacion, no saber Ingles, etc lo pare de tener su negocio o levantar su negocio como usted quiere.
PROGRAMAS DISPONIBLES:
Opción 1: Podemos obtenerle una MCA si tiene mal crédito. Los préstamos se tramitan en 24 a 48 horas. $10,000 o más (Solo si tiene una empresa).
Opción 2: Podemos realizar un análisis de crédito y un aumento de crédito para ayudarle a obtener una tarjeta de crédito de $5,000 a $10,000. Una vez que tenga los fondos, podrá obtener usuarios autorizados, abrir algunas tarjetas bancarias prepagadas y otras cuentas de que reportan credito. Este proceso demora de 4 a 6 meses, o podría ser menos dependiendo de su crédito.
Opcion 3. LINEA DE CREDITO
Una vez que su crédito alcance 700 o más en Fico, podemos solicitar líneas de crédito comerciales. 0% de interés durante 12 meses y 9% después. Es una cuenta rotativa, no un préstamo a plazo.
Opción 3: CREDITO COMERCIAL CON SU EMPRESA O NUEVA EMPRESA. Este es un crédito creado para su empresa o para una empresa con líneas de crédito de $75,000 a $200,000. Este no requiere que su seguro social tenga buen crédito; se basa únicamente en el negocio y las líneas de crédito asociadas.
PRESTAMOS DE 24 A 60 MESES. Requiere 650 de credito, uso de tarjetas no mas del 50%, los 4 bank statements, licencia de negocios, y aplicacion.
Opcion4. Prestamos personal, 650 o mas de credito, emplo, 40% de uso de credito. Podemos usar herramientas para elevar su credito para que califique por mas.
Podemos creale credito a su empresa o darle una nueva o tambien tenemos empresas ya con antiguedad, entre 5 a 20 años.
Bancos tienden a dar 20% de dinero a empresas con antiguedad.
Dos tipos de prestamos son de 36 a 60 meses o prestamo como tarjeta de credito, intereses son de 7% al 12%
El tiempo de procesamiento es de 45 a 60 días. (ATENCION SOLO TOMA 45 DIAS) Credito personal tiene que ser 630 o mas alto.
Services
Credit Lines
Secure flexible funding with our credit lines. Access capital to support your business growth.
Link to application, here
Business Credit Solutions
Enhance your financial position with our business credit solutions. Build and leverage credit strategically.
Filing Service LLC Filing
Optimize your financial performance with our expert financial consulting services. Make informed decisions for success.
Services
E - Commerce stores
Become an Amazon, Tik tok or Ebay E-Commerce store owner.
Make $5,000 to $10,000 per month working from home.
We finance it all for you.
Business Credit Solutions
Want to help people get their credit repair so they can a loan for a home, business, launch a business, buy equipment, or just help their business grow.
Full training available. Make $5,000 per month working from home.
Get funding for business
Become a lender broker.
Offer personal loans
MCA loans
Business credit lines
Term Loans
Business corporate credit on EIN only
Frequently Asked Questions
LOAN PROGRAMS AVAILABLE
We offer a range of specialized services tailored to meet your individual needs. Our approach is focused on understanding and responding to what you require, providing effective and practical solutions.
CASH ADVANCEV / PERSONAL LOANS
MCA loans fast and easy to get, 24 to 48 hours. Terms are 6 to 12 months.
Personal 650 or higher fico to get $5,000 to $10,000 or more.
TERM LOANS
Term loans requires 650 or higher with 4 months bank statements, or two year taxes. Terms are 24 to 60 months. Interest from 9% to 13%
A business term loan provides a lump sum of capital upfront, repaid with fixed monthly payments (principal + interest) over a set period (term), ideal for large, one-time investments like equipment, expansion, or renovations, offering predictable costs but requiring strong credit/business history for approval. Lenders include banks, credit unions, and online platforms, with terms from short (under 2 years) to long (5+ years).
BUSINESS CREDIT LINES
Business credit requires credit over 700 fico and 10% to 20% credit ratio on your credit cards and other revolving accounts. Banks require no BKs, and derogative accounts in your profile in the last 24 months
A business line of credit (LOC) is a flexible financing tool letting businesses borrow up to a set limit, drawing funds as needed and only paying interest on the amount used, much like a credit card, ideal for managing cash flow, unexpected costs, or short-term needs like inventory or seasonal hiring, with options from traditional banks (Wells Fargo, Chase) to online lenders (BlueVine, OnDeck, Fundbox) offering varying requirements and speeds.
CORPORATION WITH BUILT IN CREDIT
Corporate loans in credit crated solely on the company itself, regardless of the owners credit score.
To build business credit, establish your foundation with an EIN and D-U-N-S number, then use business credit cards and vendor accounts (net-terms) that report to bureaus, paying bills early or on time, keeping utilization low, and consistently monitoring your credit reports for errors to prove financial reliability. This process takes time, but separating business and personal finances and managing credit responsibly builds a strong financial profile for future funding.
“Working with Northstar Credit lines was a game-changer for my business. Their expertise in securing credit lines helped me expand my operations and increase revenue significantly.”
Contact us
Have a question or want to schedule a consultation? Fill out the form below and we'll get back to you as soon as possible.
Tel 424-305 5945 M-S 9 am to 6pm
ficoloans@hmcreditloans.info
About us
Northstar Credit lines is a leading consulting firm based in Torrance, California. With a focus on providing credit lines and business credit solutions, we are dedicated to helping businesses achieve their financial goals and grow sustainably.